FIPS – FINANCIAL INCLUSION & PAYMENT SYSTEM

Payment system and financial inclusion The payment system is an operational network that connects bank accounts and offers the ability to exchange money using bank deposits. It is regulated by laws, regulations, and standards. The infrastructure (made up of organizations, tools, regulations, guidelines, practices, standards, and technological methods) that was put in place to actually facilitate the transfer of monetary value between parties fulfilling their respective commitments is known as the payment system. The economy’s ability to employ transaction money efficiently and the level of risk involved in doing so are determined by its technical efficiency. to guarantee that the advantages of contemporary, well-structured payment and settlement systems—which include cutting-edge products—extend beyond the target audiences who are now serviced, therefore promoting wider financial inclusion. this will be accomplished by fostering a payment system that sufficiently meets the country’s domestic and international demands. The payment system is an operational network that connects bank accounts and offers the ability to exchange money using bank deposits. It is regulated by laws, regulations, and standards. The infrastructure (made up of organizations, tools, regulations, guidelines, practices, standards, and technological methods) that was put in place to actually facilitate the transfer of monetary value between parties fulfilling their respective commitments is known as the payment system. The economy’s ability to employ transaction money efficiently and the level of risk involved in doing so are determined by its technical efficiency. to guarantee that the advantages of contemporary, well-structured payment and settlement systems—which include cutting-edge products—extend beyond the target audiences who are now serviced, therefore promoting wider financial inclusion. this will be accomplished by fostering a payment system that sufficiently meets the country’s domestic and international demands.

SEEKING A UID PROVIDER THAT CAN OFFER COMPREHENSIVE ASSISTANCE THROUGHOUT THE ENTIRE PROCESS

When it comes to attaching a unique identifying sign to military equipment, a defense contractor may quickly get overwhelmed by the multitude of options available. Finding a vendor that provides a range of uid solutions and who can offer guidance on which approaches are most effective for a certain application might thus be a smart idea. ID Integration Inc. (id-integration.com) is one such provider. This business provides equipment with direct marking techniques for applying the 2-d data matrix uid symbol. For instance, they may provide a dot peen stamper that is programmable and can print permanent marks in both text and data matrices. To provide a little mobility, a 15-foot cable is included with the pin stamp. They also supply chemical etching systems, polymer-coated laser marking, industrial ink jet (which also includes a long cable to make marking simpler), and other direct marking equipment. IUID verification is an essential stage in the process, regardless of the marking scheme used. iuid verification evaluates the data matrix symbol’s quality. According to military department guidelines, the objective is to leave a mark on the equipment that will last for its whole life. It may be difficult since military equipment often travels across the world and could come into contact with many hostile settings. Additional marking choices are available from ID Integration’s partner Jet City Laser for contractors who want to affix labels on their goods in an indirect manner. Jet City Laser offers a large selection of uid labels. Jet City offers a large selection of uid labels, whether you’re searching for etched or metalized polyester, anodized aluminum, thermal print labels, or tamper-resistant Tesa tape. Once again, iuid verification is an essential stage in guaranteeing the quality of uid marking. Jet City’s uid labels have been 100% confirmed to adhere to DOD regulations. Contractors may get assistance with their whole UID system from id integration in addition to marking supplies or labels. They can advise producers on how to effectively incorporate the marking equipment into the current manufacturing process since they are uid integrators. To assist assure compliance and speed up the process, they supply uid hardware and software. For a military contractor that is just starting started with uid systems, they can give a requirements assessment and even on-site training. Furthermore, their website is crammed with informative content about uid subjects. Edward Brewer manages operations for a nearby firm and resides in Dallas, Texas. In his spare time, he likes to play basketball and cards with his friends, but new software and technology, such those made by id integration (id-integration.com), are what pique his attention the most. He is a great source of knowledge for anybody looking for details on uid-related technologies. kindly follow me on Google+

FORM FOR NOMINATING FINANCIAL INCLUSION AND PAYMENT SYSTEM FOR AN AWARD

The conference on financial inclusion and payment systems, which is slated for October 24–25, 2013, will be a historic occasion. Engaging with a wide spectrum of stakeholders in the financial inclusion and payment systems field will be made possible by the worldwide fips conference, which has a distinctive methodology, well defined sessions, and top participation. The main stakeholders will work together in a collaborative setting at the conference to address pertinent challenges and lay out a roadmap for achieving 100% financial inclusion. The fundamentals of inclusive development will be considered in fips 2013, emphasizing the successes, limitations, and obstacles we still have to face. payment system and financial inclusion about fips Commencing in 2005, during the United Nations’ International Year of Microcredit, a significant number of scholars, think tanks, pundits, and other stakeholders began discussing and debating the need of including financial inclusion initiatives as one of the objectives in the Millennium Development Targets. Numerous others also mentioned financial inclusion as a gap that prevents inclusive development from occurring. In India, the government has been testing the use of agency banking in conjunction with its business correspondent and facilitator model (abbreviated bc). The policy’s first-year vacillation and the ensuing insignificant effect have, for the most part, demoralized the stakeholders. However, after learning from the mistakes, some remedial action has been made, although hesitantly. Despite several modifications, the no-frill accounts and the BC-operated agency banking framework remain unfeasible for the agents as a business model. This failure is particularly serious since, according to peer experience, one of the best predictors of success for agents is a large agent network; also, a strong payments infrastructure and settlement mechanism are necessary for the agents to succeed. As India’s central bank proceeds with plans to modernize the Indian payment system, the finance ministry and the department of banking and financial services are now pressing the reserve bank of India to include financial inclusion in its plans. India still has a long way to go before it can catch up to its BRICS partner nations including Brazil. Even if India is still a major player on the world stage, its neighbors’ vastness is still a crucial one. Bangladesh and Pakistan are keeping up with each other, and each country is making substantial progress toward financial inclusion despite its individual obstacles. Bangladesh has an impressive track record of financial inclusion, and the introduction of mobile banking by up to 16 Bangladeshi banks is good news for the unbanked. The latest surge in Pakistan is the same. The Financial Inclusion and Payment Systems 2013 Delhi Conference (fips 2013 Delhi) will deliberate, debate, and ultimately set forth a strong message for the right direction & the required steps to be taken in view of the experience gathered during the past decade in detail and seek to provide a roadmap for a better and inclusive society. Future developments in the subcontinent will also require more cross-border trade, tourism, and financial services to stay attuned to more modern trends. The conference’s takeaway will provide a global platform for showcasing initiatives towards increased financial inclusion at a time when the G20’s mandated financial inclusion agenda assumes growing significance. For instance, the Alliance for Financial Inclusion has committed substantial fresh funding and is gathering steam, having signed up over 100 member nations worldwide so far, up from a pitiful six at the beginning. The goal of FIPs 2013 Delhi is to enhance the prospects, lives, and fates of the over 1.5 billion individuals residing on the Indian subcontinent. Furthermore, while they try to better their lives, this conference will also aim to learn from and enhance international best practices via thoughtful and candid discussions of the successes, failures, and obstacles in our journey toward realizing humanity’s financial inclusion. In order to match each nation’s heritage and preparation level, it therefore seeks to learn from its peers and translate it in a distinctive manner. It then adapts this knowledge for the advantage of all parties involved, most importantly the people who deserve it. BFSI’s capacity to promote financial inclusion and economic development There is a single market area that is expanding rapidly all over the world: the bfsi segment. Emerging markets are fueling this growth narrative, guided by the g10, a popular reference point made up of the brics. Because of its democratic traditions, Brazil stands out among the countries, whereas China, although ranking second to the United States for the next ten or so years, is now without a doubt the ruler of the world. As a result, the theory presented at the G20 summit tackled the global problem of leading financial inclusion-led financial deepening, given that the development potential of infrastructure, energy, industry, and agriculture is matched by comparatively longer gestation periods that drive up demand and increase supply. Thus, concerns about financial inclusion get the same attention as those about energy, emissions, and climate change. Nonetheless, it is noteworthy that, in contrast to energy and climate control problems, where industrialized and developing countries are at odds, there is almost universal agreement on financial inclusion, notwithstanding some variation in commitment levels even within the Brics. Governments prioritize financial inclusion in their reform agendas, regardless of the extent to which the private sector participates. All of the main G20 countries—Brazil, India, South Africa, Indonesia, Mexico, Turkey, Argentina—are fervently pursuing the goal of financial inclusion.

SENATOR SONGSTAD OF FEMA REGION 3 MAKES PUBLIC ANNOUNCEMENT

Sheldon Songstad, a former South Dakota senator who served as the representative for Sioux Falls from 1975 to 1988, has come out of retirement to talk about his letter about fema region 3. Songstad claims that while the fema region 3 message was meant solely for a small circle of acquaintances, it ended up appearing in a large number of major and alternative media sites. Calling in on a secure line to the Rick Wile program, Songstad says he is going abroad covertly and that no one knows where he is. When presenter Rick Wilkes inquired about the location of fema region 3, singer Samstad said, I believe it’s the four states up around Washington, D.C., Virginia, up in that area.I’m not sure about you, but if I were to issue a warning for a fema region, I would probably sound a bit more credible than I would if it were in the vicinity of Washington, DC, Virginia. Maybe we can chalk Songstad’s lack of regional knowledge up to aging. Not only did the remark sound strange, but Songstad also declined to clarify when questioned about his fema warning, responding with a single word when subsequent inquiries were posed. The second segment of the conversation with Songstad from the Rick Wilkes program and the fema region 3 warning are shown below. Sometime in 2013, mandatory house inspections will be put into place. FEMA purchase orders totaling more than $14.2 million to be delivered to Region III by October 1st for meals and mres. 22 million emergency water pouches are to be supplied to Region III by October 1st, according to fema purchasing orders. fema buy orders for $13.6 million in meals that will be delivered to Austin by October 1st, including mres and heating meals. need money for Christmas purchases? To get your $1,000 Visa gift card, follow this link. a nine-week program starting in the fourth week of July and ending on October 1st, which will teach 386,000 soldiers about urban combat, English, and US weaponry, specifically for use by UN forces in the Conus. The CDC has ordered the delivery of $11 million worth of antibiotics to fema region iii by October 1st. To address the mers coronavirus, the World Health Organization convened its second emergency conference in history. concluded that a vaccination needed to be in place by October 1st. By October 1st, 2800 mraps need to be delivered to DHS. From September 28 to November 5, US military personnel will not be permitted to take any leave. Annual civil unrest training for Norcomm is postponed to September 27th and will take place in coastal regions in the northeast. The QE3 report publication date has been rescheduled until October 16. By September 28th, all DHS agents must be qualified with a sidearm, shotgun, and AR-15. Annually less harmful qualification is not mentioned. For the first time, testing dates for communications and GPS satellites are scheduled around September 29. By October 1st, the potus requirements to fema and dhs on assistance for urban areas coping with severe climate change must be finished. Over the last three weeks, several directives have been issued. It has been found that more than 300 school systems in the United States need three-day kits for every school as well as kits for every student to carry with them. Every delivery is slated to take place in September. During this year’s yearly two-week training, all national guard units will finish their training in riot control and disaster aid. Training for every unit has to be finished by September 30th. The emergency broadcast system will undergo daily testing starting on September 25 and lasting until October 2. large group training, often conducted in the gulf, in the states of Virginia and Delaware, by coast guard forces headquartered in the east. This training expedition lasts for ten days and starts on September 26. see other information here

GOVERNMENTAL GRANTS FOR HIGHER EDUCATION STUDENTS

Federal grants: More than a thousand federal government grant aid options are provided by the roughly 26 federal grant agencies. Assistance from the federal government facilitates the implementation of initiatives by organizations and individuals in around 21 categories, such as business, education, the arts, health, agriculture, and the humanities. federal government college grants: Students enrolling in post-baccalaureate teaching certificate programs, displaced workers who need to retrain to compete in the job market, and students who can show financial need are all eligible to receive federal government college grants. There are no application costs, no repayment requirements, and no credit requirements for candidates to be eligible for federal grants for students. Some examples of grants available to college students are as follows: •Federal Pell Grant: Students in need-based post-baccalaureate teaching certificate programs and low-income undergraduate students are eligible to apply for this grant. Unlike student loans, pell awards are gratuitous and do not need repayment. The grant is provided based on your fafsa (free application for federal student assistance) and may be utilized at the majority of approved postsecondary schools. • Federal Supplemental Educational Opportunity Grant: Undergraduate students with extraordinary financial need who have been granted a PELL grant are eligible to apply for this federal grant. Depending on their financial need, the institution they are attending, and other financial aid regulations at their school, students may get anywhere from $100 to $4,000 every academic year.In order to determine how much grant help they would get, beneficiaries of the PELL grant are rated according to their lowest anticipated family contribution (efc) and are given priority for the FSEOG. Furthermore not required to be paid is the fseog grant. The surplus money is given to the student after being paid directly to the institution. •academic competitiveness grant: First- and second-year students who exhibit academic achievement and have already received a federal Pell Grant are eligible to apply for this extra grant. For their first year of study, students may get $750, and for their second year, they can receive $1,300. •National Smart Grant: Third- or fourth-year scientific, math, computer, technology, and engineering students are eligible for this supplemental grant, which is called the National scientific and Mathematics Access to Retain Talent (Smart) Grant. Students who qualify for PELL awards will get this $4,000 stipend. • The $4,000 teach grant is given to graduate, undergraduate, and postbaccalaureate students who agree to work as teachers in elementary or secondary (public or private) institutions that serve low-income pupils.The student must sign a teach grant agreement to serve, agree to fulfill the grant’s particular conditions, and their college must be a participant in the program. The author is a specialist in student grants and has written many papers on the subject. Please visit www.allamericangrantguide.com for further information on grant applications.

USDA LOUISVILLE MEETING CANCELED DUE TO CEASEFIRE IN ORGANIC WAR CAUSED BY FEDERAL SHUTDOWN

Contact Mark Kastel at 608-625-2042 for an immediate release on October 11, 2013. Federal shutdown puts an end to the organic battle; a USDA organics conference in Louisville is canceled. Organic activists ranting against the Obama administration’s and industry’s power grab http://www.cornucopia.org/2013/10/usda-louisville-meeting-canceled-fed-shutdown-forces-cease-fire-organic-war wi: Farmers and consumers who rely on the US Department of Agriculture to monitor the legality and integrity of the organic business are among the latest victims as collateral damage mounts and congress continues to stand in the way of a continuing resolution to finance the federal government. Congress established the National Organic Standards Board (nosb) in a special regulatory framework (http://www.ams.usda.gov/amsv1.0/ams.fetchtemplatedata.do?template=templateq&navid=nationalorganicprogram&leftnav=nationalorganicprogram&page=nosbhome&description=nosb&acct=nosb). The purpose of the NOSB is to advise the USDA Secretary on policies affecting the organic industry and, in particular, to supervise and carefully review any synthetic or non-organic material or ingredient used in organic farming and food production for approval. Furthermore, the NSF evaluates the permitted compounds that sunset, as the organic materials rule mandates that materials be reassessed every five years. The semiannual NOSB conference that was supposed to take place in Louisville, Kentucky, during the week of October 21 has now been postponed. In an email sent out on October 1st on behalf of the National Organic Program, Miles McKeevoy threatened to cancel the meeting unless a budget was in place by Thursday, October 10th at 5 p.m. eastern standard time. With the deadlock in Washington, progress in managing the organic industry, enforcement, and oversight have all come to a screeching halt, said Mark A. Kastel, senior agriculture policy analyst at the Cornucopia Institute, located in Wisconsin (http://www.cornucopia.org/). The organic trade association (http://www.ota.com/index.html), a lobbying group for agribusiness interests, and public interest groups that support farmers, consumers, environmentalists, and cooperative retailers, have been at odds with each other over the years as the organic industry has grown to be a $30 billion industry. The most recent controversy is on the USDA’s attempt to seize control by unilaterally altering the requirements for approving synthetic and non-organic components used in organic products. Congress established a diverse 15-member NOSB with a minority of corporate agribusiness representation when it approved the Organic Foods Production Act of 1990. Furthermore, the laws demand a two-thirds majority for decisive votes, such as reapproving a synthetic substance for use in organics after it expires, in an effort to drive industry supervision toward agreement. Barry Flammer, the former chairman of the NOSB and the chair of the policy development subcommittee for four years, said that the usda has now turned the entire sunset process on its head. Revised during the last several years, the board’s policy and procedures manual calls for a thorough sunset review, which is starting to appear in the choices. The recent move by the USDA’s National Organic Program (NOP) disregarded both the Organic Act and the board’s standards. Crucially, the NOP published an edict in the federal register (http://69.175.53.6/register/2013/sep/16/2013-22439.pdf) requiring a two-thirds vote to remove a material instead of requiring a super-majority of the board every five years to continue using a synthetic in organics, flamm explained. This was done without first consulting the NOSB, as required by law. James Riddle, a highly esteemed former head of the National Organic Program, offered his thoughts on the USDA’s unilateral policy change. the use of synthetic substances in organic production and processing is an exception, not an entitlement, the riddle said. For drugs on the national list to be renewed, the NOSB must vote in favor of a decisive positive vote. Substances expire after five years if the NOSB does not vote in favor of them decisively. The Cornucopia Institute profiled what it called a corrupt relationship between large agribusinesses that had invested in organics and usda officials in a report titled The Organic Watergate (http://www.cornucopia.org/2012/05/the-organic-watergate-advocates-condemn-corruption-and-usdas-cozy-relationship-with-corporate-agribusinesses-in-organics-2/). The investigation revealed the presence of skewed technical evaluations of artificial materials evaluated by the NOSB, as well as the appointment of agribusiness executives to positions designated by Congress for farmers, scientists, and other impartial stakeholders. We brought the fraud and deceit in the process to light. the outcome was a change in direction for the NOSB, which has been more cautious in keeping some synthetics out of the organic production stream, according to codirector of Cornucopia Mark Kastel. Since the publication of that report, the NOSB has voted to stop using tetracycline, an antibiotic used to control fireblight on apples and pears, due to concerns about its potential effects on human health and the environment. It has also rejected petitions for the use of several synthetic preservatives that were proposed for use in infant formula and unnecessary additives like sugar beet fiber (likely made from gmos). the ota and its members (whitewave, kellogg’s, smuckers, safeway, etc.) have seemingly lost control with the process at the national organic standards board, said kastel of cornucopia. in response it appears that the usda is changing the rules of the game making it virtually impossible to remove synthetics from use in organics, flamm said. in an article on the site (http://organicmattersblog.com/2013/10/01/get-behind-your-national-organic-program-stop-the-lies/) Melody Meyer, the vice president of policy and industry relations at United Natural Foods, Inc. (unfi) and the recently elected board chair of the OTA, had a distinctly different opinion about the proposed sunset amendments by the USDA. The gusto and vigor the program [nop] delivers to our growing industry is something she urged for support of, but she also dismissed the concerns raised by public interest organizations as bogus and lies. The Cornucopia Institute is worried about the USDA’s power grab, and they are not alone. A number of the most well-known public interest advocates in the organic sector have swiftly responded by strongly denouncing the procedural changes at the NOSB. An online petition against the US Department of Agriculture’s power grab has amassed over 11,000 virtual signatures thanks to the efforts of the Organic Consumers Association. In remarks opposing the shift in organic governance, several well-known proponents of organic farming, such as Consumer Union, Food and Water Watch, Beyond Pesticides, and Center for

FDA FOOD SAFETY COMMENTS, PROTECTING FAMILY FARMERS, RESTRICTED: ANOTHER FEDERAL WEBSITE ERROR

For prompt release, reach out to Will Fantle at 715-839-7731. The FDA food safety rule homepage is crashing just before a crucial deadline for public comments People and organizations are unable to provide input as the deadline of November 15 approaches. — Cornucopia asks for a prolongation cornucopia, wit: To guarantee meaningful public feedback on the FDA’s proposed food safety regulations, family farm and consumer activists have been working for weeks (http://www.fda.gov/food/guidanceregulation/fsma/ucm334114.htm). Currently, the government website that acts as a channel for public feedback on food safety is unavailable, broken, or flat out rejecting comments. Will Fantle, codirector of the Cornucopia Institute in Wisconsin, states that this is potentially disenfranchising thousands of farmers and consumers, and is flat-out unacceptable. Like many other groups around the nation, we have been working for months to increase public knowledge of the Food Safety Modernization Act (FSMA) and the proposed regulations created to execute it. We have heard from several of our members that they are unable to submit their views in time for the public comment period, which ends on November 15, since regulations.gov is down. Congress approved the Food Safety Modernization Act (FSMA) in late 2010 in response to public outrage over years of food poisoning incidents linked to harmful fecal infections that affected imported goods, peanuts, spinach, melons, sprouts, and sprouts. However, local and organic family farms are burdened with costly and needless preventive measures by the FDA’s proposed regulations, which are better suited for hazardous industrial processing and distribution networks. Moreover, a health management plan for industrial-scale feedlots and livestock facilities—the main source of many fecal-generated pathogens—is not addressed in the proposed regulations. This message is being reported by a number of users who have visited the FDA’s comment portal for the two dockets located at http://www.regulations.gov/#!documentdetail;d=fda-2011-n-0921-0199 and http://www.regulations.gov/#!documentdetail;d=fda-2011-n-0920-0188: We are working to restore full operations as soon as possible, but we are experiencing temporary technical difficulties. Over the last several weeks, people from the public have been reporting this message on occasion, and it now seems that this is the default scenario for everyone trying to visit the homepage. In other instances, residents have allegedly been told to submit any comments they may have made again, and in November, other website users received a notice stating that planned system maintenance was underway and would be finished by August 6. We feel it is incumbent on the FDA to fix their webpage problems immediately and then extend the public comment period for another 30 days thereafter, given this ongoing barrier to public comments, Fantle said. Cornucopia officially sought the extension in a letter dated today that was sent to Michael R. Taylor, the deputy commissioner for foods at the Food and Drug Administration (FDA). These regulations have the potential to force many small-scale farmers out of business. They, along with the customers who purchase their produce, should be given a voice so that the FDA can implement the necessary changes. The public comment platform run by the federal government has encountered issues before. Cornucopia has previously reported that similar problems with website accessibility have been experienced by people attempting to provide input on proposals that impact the national organic program of the United States Department of Agriculture and its National Organic Standards Board. Those observations have been explicitly communicated to policymakers by the agriculture policy group at public meetings. However, not much seems to have changed. Fantle said, We plan to submit a Freedom of Information Act (FOIA) request this time to inquire about the issues related to the FDA’s food safety comment page mishap. We would like additional information regarding the nature of this issue and whether it was caused by a government contractor—possibly even the same contractor or contractors involved in the scandal involving the government’s health care website. -30- Furthermore, the government’s website remained down this morning after being unavailable all day on Monday, November 11. Please refer to the current action notice at http://www.cornucopia.org/fda-online-comment/ on the Cornucopia Institute website for advice on how to provide comments by mail. Visit http://www.cornucopia.org/2013/11/fda-food-safety-rule-webpage-repeatedly-crashes-advance-important-public-comment-deadline/ to read the entire story with photos… The Cornucopia Institute is devoted to research and teaching that upholds the ecological and economic truths that underpin organic and sustainable agriculture. The Cornucopia Institute conducts research and investigations on agricultural and food problems in order to provide family farmers, consumers, good food movement partners, and the media with the necessary knowledge.

OBESE FELINES ARE SUBJECTED TO A TREADMILL THAT CONTRIBUTES TO THEIR WEIGHT GAIN.

This year, emergency departments in London will have to deal with a harsher winter than anticipated due to the fact that obese individuals are on a treadmill that makes them bigger. Already, units are falling short of their four-hour treatment goal. A £550 million bailout fund for financially troubled hospitals has been established by government, but there is insufficient funding to ensure that all institutions would benefit from it. At least 91% of patients who arrive at a&e are already waiting more than four hours, according to a leaked study on the program. This is somewhat less than the highest number that is often seen in the winter (which is 95%, which indicates that just 5% of patients who visit London’s a&e units in the winter actually get treatment within four hours of arriving). It has been noted that this bail-out fund is just a temporary fix for the issue, and that a long-term solution is required if the system is to continue to function. The nhs might increase its funding for GP’s after-hours services as one possible option. As a result, the a&e wards would be less overburdened, allowing them to concentrate on treating the sickest patients while still seeing others who need less urgent care. This doesn’t seem like a horrible notion; after all, the a&e situation can be resolved by just redistributing some cash. Naturally, everyone is aware that it’s not so easy; otherwise, they would have completed it by now. However, one must question why financing seems to be difficult to come by. Health Service (NHS) managers are paid between £300,000 and £570,000 annually. that you need to know, if you’re anything like me and find yourself becoming lightheaded when you see that those numbers, is that it amounts to at least 26 NS nurses’ salaries. I have no idea what these managers’ millions of dollars in retirement savings might purchase. I’m not criticizing riches since it may be a great thing. You can be sure that if I could make millions of dollars doing what I loved, I would. However, I’m not sure whether I could work if I knew that what I was doing was possibly hurting and depriving other people. The National Health Service (NHS) is a system that faces ongoing budgetary challenges. Except for these bosses, everyone else seemed to have buckled down to the point of breaking a few vertebrae. I think that each person ought to be compensated fairly for the work that they do. Additionally, I think that individuals have to stop making fun of the system that provides them with a salary. You cannot tell me that, on the one hand, a&e units would suffer this winter owing to a lack of funds and, on the other hand, that managers are being paid £1,700 per day (£345,000 annually, in case you were wondering). They tell us that we will have to pay the price by maybe having to wait in a&e for more than four hours and praying we don’t die while we wait, even while they are being paid more in a single day than the majority of us earn in a month. not to add that we are the ones that first fund the National Health Service (NHS). I’m not convinced whether NHS managers should exploit taxpayer funds as a kind of gravy train. and by that, I mean I’m pretty damn sure that’s not the proper use of public funds. The management of the National Health Service (NHS) appear to be entitled to their pay. This is, if nothing else, the ideal setting to see the hedonic treadmill in operation. Never heard of the treadmill known as the hedonic one? I’m wondering how in the world this relates to management in the NHS. Continue reading. Everyone on the planet strives to be happy. The accumulating of material riches is one method that humans might find pleasure. Basically, purchasing goods makes us feel good about ourselves. Everybody has hobbies. I have a personal preference for books and DVDs. These items are cheap and don’t harm my health (unless I leave them perilously placed on a high shelf over my head), which is why I often treat myself to them on pay day. The elation I get when receiving a new book or DVD is referred to as my hedonic set point. Let’s now pretend that I get a salary increase and, as a pleasure, go out and purchase a limited-edition DVD box set for myself. I’m very thrilled about this for a long time. When I discover I have extra cash in the bank each month, I usually start purchasing brand-new hardcover novels. Sadly, the hedonic treadmill causes this sensation to fade with time. My more costly pay day sweets won’t make me any happier than their less expensive counterparts did before my pay increase, but gradually I’ll become used to my higher salary. In actuality, riches does not always translate into enduring contentment. Eventually, we just become used to it, and we seek for higher salary packages in an attempt to relive the additional high we felt after our most recent pay increase. It was recently disclosed that the head of the National Health Service in England, Sir David Nicholas, claimed £14,000 in expenses for the first three months of this year. These costs were related to meals and travel. and for that amount, you can be sure it won’t be just a gas station and a butty! Sir David and other nhs managers don’t seem to believe that their pay is unusual in any way. If they were paid a nurse’s wage and had to work 12 hours a day, without breaks, in a crowded London A&E department at the busiest time of the year, maybe they would think twice? I would like to assume that they would be little more appreciative of the money. But what comes out of Sir David is a feeling of entitlement, not only for the £14,000 in

EXECUTIONS – GENUINE PUNISHMENTS OR BLATANT ACTS OF DECEPTION?

Executions of , or historical fabrications? Did these mythological characters really make sacrifices? Nobody would ever think that, even though they appeared to, the majority of executions that violate public conscience would not actually take place—or were they, just in case? just in case, though? primarily when there is a strong sense of unpredictability over the public’s reaction to the ensuing fury. Occasionally, the threat of superstition has created the potential for an uncontrolled public response to dread. essentially, when they make the threat to turn these open instances of legalized killing into justifications for the overt overthrow of the government by the overwhelming will of the people. Put another way, disobedience. However, let’s examine a few of the more unclear ones that have made it onto book shelves after years of investigation and persistent uncertainty. There are several, but maybe focusing on just three that often surface in studies can highlight the main idea. Joan of Arc is a prime example of a person who feared punishment from the government in public at the time. They tried all they could to get her to confess to things she had not committed. Crimes against God and the seeming partnership with the devil himself were a few on the blacklists, as was customary during times of instability in the church. They were also ones that they could easily fabricate and obtain meat for, as there would be plenty of eager witnesses seeking incentives. Without a doubt, the little girl—dubbed la pucelle after a legendary female redeemer—was exceptionally endowed in every way. At that age, very few women would grant themselves the authority to demand the allegiance of an army composed mostly of murderers, forced recruits, and violent miscreants. Joan considered it an honor to command an army to purge Gaul of the non-French factions vying for control of the future French territories. She seemed to have done it strangely—for Charles vii, the destitute heir to a regional throne with little popular backing at the time—and there hangs a narrative. For a rural girl at her age, it would have been useless to evaluate the right to govern of a certain royal heir, particularly one who was seen as weak and dependent on advisors. At the time, the realm of gaul, for want of a better term, was a Pandora’s box of rival leaders from various tribal backgrounds vying for supreme control. Despite having land in many different so-called nations, they all desired the strength of a single, economically stable region that they might call home one day. Both sides were affected by the battling forces, and their barons and princes claimed royal title by claiming ancestral lineage. Joan’s calls for battle in the name of supernatural forces rallied a strong army that was able to drive out the so-called enemy and prepare the way for the emergence of a nation based on ancestry. The church was shocked to see how many people showed there and how the able men pledged their loyalty. The church was a force for civilization, and she had no idea when her reach would stop. As long as that person was a target of her spiritual and financial might, she would not have given a damn about who would hold the reins of authority. Due to the conflicting influence of the British, who were the emerging powers and with whom the church would eventually have to cope, the church made preparations of its own for this purpose. Joan would only have served as an intriguing pawn. They just watched, waiting for the opportunity to unspell her spell and turn her over. It follows that when the cards were dealt and the losers were being made to feel better, they would have wanted this annoying witch out of the way. National politics would have sounded unintelligible to the church. Divided lands were simpler to manage than anything that might create powerful persons in leadership positions. If they supported a particular royal heir, it was only because they pledged devotion to the pope and acknowledged it as the only source of honor. Even if nationalism had been a cohesive movement, it could only have represented silly ideals that could never be accepted in opposition to the enormous lands that at the time comprised the whole planet and were used as staging grounds for incoming and departing military troops. The church miscalculated the influence of customs and culture. Having inherited the Roman Empire in her own unique fashion, her control over the heart and intellect was founded only on economics. She also misjudged the world that would eventually come to be known as the nations, which would turn against her due to this ultimate identity unit. In the struggle for shared cultural values, color or code would become crucial, but the church would regard it all as full of individuals willing to pay Peter’s penny and uphold her own religious standards. The church was transcendental, and it was always best to collaborate with the winners-to-be. Before they would have dared to assassinate the person whom the new country would have revered as both a saint and the ideal warrior, they realized in the instance of Joan of Arc that they would need to operate with extreme openness to the public. Forever after, she would never have known what had really changed. As a spiritual and terrestrial leader with such widespread renown, Joan was not something she could just remove from the public eye over night, and the time of disrepute necessary to challenge a people’s beliefs had not been sufficiently prolonged or convincing to numb the superstitious population of the nation. In the future, whomever summoned her in their name as a martyr would have more power over the nationalized people than the crippled church did. Decisions made by them can only be seen in the context of the public interest if one understands the nature and intent of each power, whether it be territorial or spiritual. The choice

COMMON MISTAKES THAT MAY RESULT IN REJECTION OF FORM 2290

Filing tax is one of the usual things we do in our everyday. But there’s always the worry of being turned down. We’re going to shed some light on the reasons why the rejection occurred, which you always look for when completing your tax return with the IRS. Prior to sending your return to the IRS, it is a good idea to double-check it. if you are efiling the application, we would look into it for your perusal, nevertheless, the mistake check app doesn’t ensure you no rejection. Now let’s discuss the causes: company name or Ein does not correspond with IRS records: It is crucial that you provide accurate and authentic information on Form 2290 in order for the process to go forward. It also contains your company name and the ein as per irs data. For a small number of owner operators, the company name serves as their ein’s registered name. The Social Security Number (SSN) is no longer accepted by the IRS when submitting Form 2290 electronically. You may get your company name or ID number from the IRS by contacting 1-800-829-4933 if you have forgotten it. Additionally, you may apply online for an ein in a matter of minutes even if you don’t have one. To learn more, click this link. • efiling using just received Ein: this situation falls within the most typical. Your return is probably going to be denied if you are attempting to efile after receiving an ein for your company lately. It’s okay, really. We’ll explain why. You will obtain an error message indicating that your ein doesn’t match if your ein is not 15 to 20 days old. It takes the IRS around 15 days to update the new ein in their database. However, you may get extra assistance from our tax specialists if there are any other issues that need to be rectified. There is a duplicate submission of form 2290; the IRS only accepts one filing per vehicle identifying number (VIN) each tax year. and it states you are not allowed to apply for the same car again. Even if you are electronically submitting Form 2290, you may always refer to your previously submitted and sent return for verification. If you see this error notice, please contact the IRS Excise Tax Hotline at 1-866-699-4096. • Incorrect routing transit number: If you provide IRS the incorrect bank routing number, this is a regular occurrence. You may always contact the bank, or you can look at the bottom of your check to be sure your routing number is right. They would be delighted to help, we are sure. Apart from the refusal update, you must report and complete form 2290 by the end of April, which is April 30th, if you drove your heavy vehicle outside for the first time in March. Use tax2290.com, the best e-filing service provider, to e-file your return.

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